Medicare Advantage Plans, often known as Medicare Part C or MA Plans, provide Original Medicare with a comprehensive alternative. Medicare Part A (Hospital Insurance) and Medicare Part B are among these private company-provided policies (Medical Insurance).

A Medicare Supplement Plan helps supplement Original Medicare and is sold by private companies. These “Medigap” plans can help pay some remaining health care costs including services and materials that Original Medicare may not. Costs like copayments, coinsurance, and deductibles are the “gaps” in Medicare coverage and are covered by Medicare Supplement Insurance.

Medicare Part D comes in two forms: Stand alone Prescription Drug Plans (PDP Plans) OR Medicare Advantage Prescription Drug Plans (MA PD Plans). PDP Plans supplement traditional Medicare and MA PD Plans cover all Medicare benefits including prescription drugs.

Life insurance is an agreement between you and an insurance provider that, in exchange for your monthly payments, the insurer will pay a sum of money to your loved ones when you pass. It may also help cover final expenses and pay estate taxes when the unexpected happens. Life insurance ensures your family will be financially secure after you’re gone.

Health insurance is a good way to help you manage your health care costs. You pay health care companies premiums — a set amount of money each month — and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses.

Annuities are tax-deferred contracts designed for retirement planning that people can include as part of their retirement savings plan. In return for the premiums you pay to buy the annuity, the insurance company will give you a series of payments that are guaranteed to last for a designated period of time.

Final Expense Insurance (otherwise known as burial insurance) covers end-of-life expenses, including the cost of your death and funeral arrangements. The average funeral now costs between $8,000-$10,000, which can be a lot for families to take on at the time of a loss. Final Expense policies ensure your loved ones have one less thing to worry about while grieving.

Dental and Vision Insurance plans cover your treatments and procedures associated with your oral and visual health. Routine checkup appointments, like vision tests and dental cleanings are fully covered by these supplemental insurance plans. More costly procedures are also covered at a discounted rate.